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Tips on Navigating Your Insurance Policy & Your Responsibilities After a Hurricane

Responsibilities After a Hurricane

Responsibilities After a Hurricane

Even with prior notice, the damage a hurricane brings to your home can be devastating. After the incident, your best course of action is to contact your insurance agent and try to get your life back to normal as soon as possible.

Here are some tips to help you mitigate the damages and prepare for the healing process after surviving a hurricane:

Return to Your Home and Take Pictures

It’s important to get back to your home after the storm to assess any damage. Take pictures of anything and everything that is out of place. We suggest taking images from multiple different angles to provide a clear view of the damage for your insurance provider.

Store the pictures in a safe place. Whether you have a safe, can place them in a digital cloud, or simply print off hard copies from your camera, any pictures are sufficient proof of damage from the storm and must be protected. Continue reading “Tips on Navigating Your Insurance Policy & Your Responsibilities After a Hurricane”

Different Hurricane Categories: How They Will Affect Your Roof

Hurricane Categories Will Affect Your Roof

How Different Hurricane Categories Will Affect Your Roof

Last year, residents of Lake Charles faced Hurricane Laura and suffered its devastating aftermath. Many people that live on or near the coast know the risk of hurricanes and understand how important it is to prepare accordingly. However, not everyone knows what to expect as far as damage goes.

While there is no sure way to predict the exact amount of damage that will be done to your roof, you can get a general idea. Hurricanes are placed into one of five categories based upon the severity of sustained winds.

Below, we’ll explore the most common effects of the various categories of hurricanes on roofs and homes.

Category 1 – Potential for Damage

If your home is faced with a Category 1 hurricane, you should be prepared for some minor damage to your roof. The wind may rip off some shingles and falling debris such as tree limbs may cause damage to your shingles, roof vents, or skylights. Continue reading “Different Hurricane Categories: How They Will Affect Your Roof”

Hurricane Season: 10 Ways to Prepare Your Home

Prepare Your Home for Hurricane Season

Prepare Your Home for Hurricane Season

It’s that time of year where hurricane weather could be on the horizon. Now is the best time to prepare your home for hurricane season so that you can minimize any and all potential damage. Here are 10 ways that you can do just that!

  • Install Impact Windows

Double-pained, air-tight storm windows will keep air out and resist impact from flying debris.

  • Invest in Fiberglass Doors

A fiberglass door can be designed to look like wood, so you won’t have to compromise on looks, but it will also outperform normal wooden doors in severe weather. Continue reading “Hurricane Season: 10 Ways to Prepare Your Home”

During a Major Storm: Avoid Water Damage

Avoiding Water Damage During a Major Storm

Avoiding Water Damage During a Major Storm

Flooding is the most common natural disaster in the United States. Unfortunately, you don’t always have to live right next to a body of water for it to happen. Hurricanes, water runoff, and even melting snow can all create substantial water damage in a home.

Giving your house the protection it needs before the major storm comes through your area can keep water from destroying fundamental parts of your home.

Preparation

Sandbags have been used for centuries to prevent flooding. They’re effective for diverting water, which makes them a great line of defense. Sandbags are generally made of burlap. They often hold coarse sand. They can be stacked to build barriers around low-lying areas of the home to protect water from getting in doors or damaging the foundation.

Continue reading “During a Major Storm: Avoid Water Damage”

Storm Damage Assessment: What Is Included?

What Is Included in a Storm Damage Assessment?

If you’ve gone through a storm, even if you and your loved ones are perfectly intact, it’s possible that your home could’ve taken a considerable amount of damage. It’s in your best interest to do a Storm Damage Assessment if you want to file a claim with your insurer. 

What Is Included in a Storm Damage Assessment?

If the damage is visibly severe, it’s likely that you’re going to need to call in a professional and keep from inspecting it yourself. There are contractors who are skilled and equipped to perform an assessment based on the following: 

Continue reading “Storm Damage Assessment: What Is Included?”

Your Roof: How Hurricanes/Bad Weather Impact

The structural integrity of your roof is important. A properly maintained roof is essential to your home’s overall value, but what do you do when you experience bad weather—or even a natural disaster like a hurricane?

Hurricanes/Bad Weather Impact Your Roof

Weather Damage to Your Roof

There are many ways that hurricanes and other types of bad weather can impact your roof. Let’s take a look at some of the most common culprits.

Continue reading “Your Roof: How Hurricanes/Bad Weather Impact”

Why Your General Contractor Needs To Know Building Codes for Your Area Inside and Out

General contractors handle a variety of repair jobs, ranging from electrical to plumbing and everything in between. However, simply knowing how to do the job isn’t enough. All general contractors need to know building codes for your area inside and out. Today, we’re going to go over why it’s important that they know how to complete projects that are up to code.

General Contractor

Building Codes Keep You Safe.

Safety is the name of the game when it comes to building codes. Every code in the book was created because of a safety concern. Some prevent fires, others prevent flooding, and others prevent a total collapse.

Continue reading “Why Your General Contractor Needs To Know Building Codes for Your Area Inside and Out”

Water Mitigation Services: Why You May Need It and Not Even Know It

What Is Water Mitigation?

Water mitigation is the process of restoring a property to its prior condition before any water damage occurred in the space. The process typically involves cleaning, sanitizing, drying, repairing, and restoring. However, because every property is unique and the extent of the damage may vary, water damage cleanup can look different from one situation to the next. 

Water Mitigation

As a homeowner or a business owner, you expect to perform some maintenance from time to time to keep everything in your building in good working order. However, there are some situations (like a severe storm) that can leave you with repair work that you simply weren’t prepared for. 

Continue reading “Water Mitigation Services: Why You May Need It and Not Even Know It”

Why Our Role of Liaison Is Important to Our Project Management Services

As general contractors, we don’t just handle the building of your home, addition, or remodeling. We also offer you a project management team that will coordinate all of the services required to make your dream home a reality. Here are some of the reasons why our role as liaison between you and these contractors is important.

Project Management Services

Locating and securing necessary contractors

Our project management team will seek out plumbers, electricians, or HVAC experts to help us complete your work with the highest quality installations and repairs. We also secure their contracts, so you don’t have to worry about a thing.

Continue reading “Why Our Role of Liaison Is Important to Our Project Management Services”

How To Test Your General Contractor to Make Sure You Made the Right Decision

Choosing a general contractor to build or remodel your home can be a daunting task, especially if you don’t know anyone that can give you a referral. Randomly choosing one from the internet, even with looking at reviews, can be dicey. Before you let your chosen general contractor touch your home, ask them these questions to verify you made the right decision.

General Contractor 2

Ask for insurance certificates.

Your general contractor should have at least two types of insurance certificates. The first is the workers’ compensation certificate. This proves that the company will take responsibility for any injuries that happen while the job site is active. The other insurance certificate should be for a liability or umbrella policy. This protects you in the event that damage is done in the process of the work.

Continue reading “How To Test Your General Contractor to Make Sure You Made the Right Decision”