Tips on Navigating Your Insurance Policy & Your Responsibilities After a Hurricane

Even with prior notice, the damage a hurricane brings to your home can be devastating. After the incident, your best course of action is to contact your insurance agent and try to get your life back to normal as soon as possible.

Here are some tips to help you mitigate the damages and prepare for the healing process after surviving a hurricane:

Return to Your Home and Take Pictures

It’s important to get back to your home after the storm to assess any damage. Take pictures of anything and everything that is out of place. We suggest taking images from multiple different angles to provide a clear view of the damage for your insurance provider.

Store the pictures in a safe place. Whether you have a safe, can place them in a digital cloud, or simply print off hard copies from your camera, any pictures are sufficient proof of damage from the storm and must be protected.

Prevent Further Damage

Determine the type of damage your home suffered, and shut off water and electrical sources as needed. This is because broken pipes will not stop spewing water, and electricity and water together provide a hazardous environment.

Contact Your Insurance Provider

Locate your insurance policies and read them over. It’s best to know what your insurance will and will not cover before submitting a claim. Notify your insurance company via phone call, the Internet, or mobile app.

Depending on the amount of damage, how many other customers are in the area with the same type of damage, and your insurance company, they will send over an insurance adjuster or a proof of loss form for you to fill out.

Don’t Let Storms Keep You from Your Home

From water damage restoration to roof replacement after a hurricane, you won’t find a better contractor than us. For all your storm damage and restoration services, call the experts at MBC Capital today at 337-366-3237.